Home Buyers: Protect Your Assets

In this merciless marketplace, you need a Realtor who will protect YOUR best interests.  Bank owned properties, REOs, foreclosures, and short sales are complicated, inconsistent, and ever changing.  Some out of state lenders will insist that you give up many of the rights that the State of Minnesota has established for you.  Or they might try to nickle and dime you to death with excessive fees.  In this day and age, you can't just sign what is put in front of you and hope that things will turn out for the best!  You need to be informed and protected from some of the cutthroat practices that exist in the current real estate market place.

I am tenacious when it comes to protecting the interests of my Buyers.  Minnesota is probably the most consumer friendly state in the nation and it is your right to enjoy the consumer protections our state provides.

Don't get gobbled up by sharks in a real estate market place that is full of pitfalls.  Avoid paying excessive fees, giving up your rights, waiting forever to get your offer approved, and taking what the lenders are dishing out.  Let me help protect your interests, negotiate the best deal, work in YOUR best interest, and get you what you deserve with as little hassle as possible.  You don't have to roll over and take it anymore!

Call me at 763-548-1419 today!

Don't let this happen to you!

LOOKING FOR A NEW HOME?

There's nothing I take more seriously than helping people find new homes they love. I will take the time to learn your personal real estate needs, based on:

• Your preferred price range
• What style of home you want
• What area(s) you want to look in
• What extras you would like
• 12 areas to watch when looking, to avoid making the wrong choice
• Determine what you will qualify for
• Your preferred down payment
• Your preferred monthly payment
• Which types of finance are best for you
• How you can get a mortgage

WHY SHOULD I GET PRE-APPROVED FOR A MORTGAGE?

Getting pre-approved for a mortgage is the only way to start. With a mortgage approval, you will know exactly how much home you can afford.  You will also be able to close on a property quicker than other buyers. This shows the seller how serious you are about the property.  Can you imagine looking for a home for several months, finding your dream house, and then finding out that you don't qualify for that mortgage?  Don't waste your time or end up in disappointment.  Put yourself in a strong negotiating position by getting a pre-approval before you start looking for a new home.  

WHAT DO I NEED?

If you decide to apply for a mortgage, you will need to supply information with regards to your income, expenses, and obligations. For a full list of the items you need to bring, please contact us. Got bad credit? That's okay. Many lenders will help you find a solution to your credit problems. We work with various mortgage companies that can help you.