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| FLASH: Make Heights Your Home: Columbia Heights Down Payment Assistance Program! |
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Columbia Heights: "Make Heights Your Home" Down payment Assistance Program  The city of Columbia Heights down payment assistance program offers home buyers an interest free loan of up to $6,000 for those purchasing foreclosed homes (or those that have Sheriff's Sales scheduled) with a FHA 203K (Rehab) loan*.
*So what are the details? The Make Heights Your Home program is designed to help individual home buyers (not busines entities) obtain and rehab foreclosed homes in the city of Columbia Heights. These no interest loans are to be used for down payment assistance on 3.5% of acquisition costs up to $6,000. The loan will be forgiven in full if the borrower lives in the property for 10 years and a prorated repayment will apply to homeowners who live in the home for at least 4 years. These funds must be used in conjunction with an FHA 203K mortgage to purchase a single family detached property (within the city of Columbia Heights) with at least $10,000 in repairs. Rehab or renovation work must be completed by a state licensed contractors. The borrower must occupy the property as their principal homesteaded residence. There are no income requirements. Buyers need not be first time homebuyers. Download the flyer here for more details. |
| FLASH: New Coon Rapids Down Payment Assistance Program Approved! |
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Coon Rapids: Down payment Assistance Program Passes  The Coon Rapids City Council voted unanimously to approve a Coon Rapids Mortgage Assistance Foundation recommendation for a new down payment assistance loan program. This program will rehabilitate housing stock and provide incentives for homebuyers to purchase and occupy a home in Coon Rapids as their principal residence. So what are the details? Coon Rapids Mortgage Assistance Foundation (CRMAF) has allocated a total pool of $300,000 to be available for down payment assistance loans. The funds will be administered directly by Cheryl Bennett, CRMAF staff. The funds are provided in the form of a second mortgage. No payments are required; no interest is assessed unless the loan is repaid within the first three years after closing. The repayment is prorated between years 4-10 and is forgiven after 10 years. Loans are reserved for down payment assistance only at 3.5% of acquisition costs up to $6,000. Funds must be used in conjunction with an FHA 203K mortgage to purchase a single family detached property (within the city of Coon Rapids) with at least $10,000 in repairs. Rehab or renovation work must be completed by a state licensed contractor and work completed within six months of closing. The borrower must occupy the property as their principal homesteaded residence. There are no income requirements. Buyers need not be first time homebuyers. The loan is available for all properties and not foreclosures only. |
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You've no doubt heard that real estate is all about "location, location, location" and its true! While some real estate agents rely on outdated methods or gimmicks, I enhance your negotiating position by incorporating the latest Geographic Analysis and Geographic Information technologies. My technical approach to the North Metro's real estate market correctly prices your home, investment property, or business and pinpoints the quite cul-de-sac, investment property, or business opportunity that you seek. I am determined to make you the best informed home buyer or seller in your neighborhood - because when it comes to real estate, knowledge is power - and it saves you money!
To provide local expertise, I focus my attention on the Twin Cities Metro area for business/investment clients and on the Northern Metro Suburbs of the Twin Cities for residential clients in Minnesota including: Lino Lakes, Blaine, Coon Rapids, Andover, Ham Lake, Columbus Township, Linwood Township, Lexington/Circle Pines, Champlin, Anoka, Ramsey, Elk River, Otsego, Monticello, Big Lake, Becker, Burns Township, Maple Lake, Rogers, Dayton, Albertville, St. Michael, Fridley, Spring Lake Park, Arden Hills, Shoreview, New Brighton, Mounds View, Maple Grove, Osseo, Forest Lake, Centerville, Scandia, St. Francis, Oak Grove, Columbus Township, and East Bethel.
Specialties
- National Relocation Specialist - Working with Buyers and Sellers nation wide.
- Working with home Buyers - First time or experienced buyers.
- Working with home Sellers - Aggressively marketing your listing.
- Working with Investors & Businesses - Analyzing profit potential.
- Previewing homes for buyers, especially those with physical challenges.
Professional Experience
- Using geographic analysis to help buy or sell your home, property, or business.
- Analyzing the Twin Cities real estate market.
- Researching your preferred neighborhood/area.
Degrees
- Associates of Science - Geographic Information Systems and Cartography
- Associates of Occupational Studies - Electronics Engineering Technology
Real Estate Industry Affiliations
- North Metro Realtors' Association.
- Minnesota Association of Realtors.
- National Association of Realtors.
My geographic and technical skills give me an edge in the Twin Cities real estate market:
- Statistical data analysis used to determine optimum price.
- Geographic analysis of your home and neighborhood.
- Internet skills to market your home on a myriad of websites and blogs.
My technical nature makes her very detail oriented:
- Making YOU the best informed buyer or seller in your neighborhood/area.
- Information is power and in negotiations, information is money in your pocket.
- Keeping you up to date with the latest data weekly.
My Team and I at EXIT Realty Executives:
- Make things happen.
- Direct a team to a goal.
- Understand all facets of the business.
- Responsible for overall success of project.
Strategic Real Estate Expert offering professional services for home buyers, sellers and investors in the North Metro Minneapolis and Saint Paul Twin Cities area. Giving you what you REALLY want, more money in your pocket!
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A Little Bit About Patti Ann
Patti Ann Kasper, Your Minnesota, North Metro Twin Cities, Minneapolis, Blaine, Coon Rapids, and Lino Lakes Real Estate Expert! Associates of Science Degree in Geographic Information Systems and Cartography from Anoka Ramsey Community College in Coon Rapids, Minnesota.
Geographic Information Systems and Cartography Industry Affiliations
 Geospatial Information & Technology Association (GITA)
 Minnesota Geographic Information Systems/Land Information Systems (Mn. GIS/LIS) Consortium
 Cartography and Geographic Information Society (CaGIS)
Real Estate Industry Affiliations
Patti Ann Kasper, Your North Metro Minneapolis Saint Paul Twin Cities and Blaine Minnesota area Real Estate Expert!
National Association of Realtors + Minnesota Association of Realtors + North Metro Realtors Association
Servicing Homes For Sale in the following:
Zip codes service areas include:
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