FLASH: New ACCAP Anoka County Down Payment Assistance Provided!
Anoka County Community Action Program announces new Down Payment Assistance
The Anoka County Community Action Program (ACCAP) has announced a brand new down payment assistance program. This program was established to help first time home buyers afford to purchase homes in Anoka County with an interest free deferred loan to provide up to $5000 of down payment assistance. The program is specifically designed to help bring the cost of owning a home down to an affordable level where monthly housing costs take up no more than 30% of the first time home buyers' monthly income. This principle only loan must be repaid when the property is sold. For more information and to see if you are eligible, check out this First Time Home Buyer Down Payment Assistanceflier, visit ACCAPon the web,or or call me for more informaiton!
FLASH: Make Heights Your Home: Columbia Heights Down Payment Assistance Program!
Columbia Heights: "Make Heights Your Home" Down payment Assistance Program
The city of Columbia Heights down payment assistance program offers home buyers an interest free loan of up to $6,000 for those purchasing foreclosed homes (or those that have Sheriff's Sales scheduled) with a FHA 203K (Rehab) loan*.
*So what are the details? The Make Heights Your Home program is designed to help individual home buyers (not busines entities) obtain and rehab foreclosed homes in the city of Columbia Heights. These no interest loans are to be used for down payment assistance on 3.5% of acquisition costs up to $6,000. The loan will be forgiven in full if the borrower lives in the property for 10 years and a prorated repayment will apply to homeowners who live in the home for at least 4 years. These funds must be used in conjunction with an FHA 203K mortgage to purchase a single family detached property (within the city of Columbia Heights) with at least $10,000 in repairs. Rehab or renovation work must be completed by a state licensed contractors. The borrower must occupy the property as their principal homesteaded residence. There are no income requirements. Buyers need not be first time homebuyers. Download the flyer here for more details.
FLASH: New Coon Rapids Down Payment Assistance Program Approved!
Coon Rapids: Down payment Assistance Program Passes The Coon Rapids City Council voted unanimously to approve a Coon Rapids Mortgage Assistance Foundation recommendation for a new down payment assistance loan program. This program will rehabilitate housing stock and provide incentives for homebuyers to purchase and occupy a home in Coon Rapids as their principal residence.
So what are the details? Coon Rapids Mortgage Assistance Foundation (CRMAF) has allocated a total pool of $300,000 to be available for down payment assistance loans. The funds will be administered directly by Cheryl Bennett, CRMAF staff. The funds are provided in the form of a second mortgage. No payments are required; no interest is assessed unless the loan is repaid within the first three years after closing. The repayment is prorated between years 4-10 and is forgiven after 10 years. Loans are reserved for down payment assistance only at 3.5% of acquisition costs up to $6,000. Funds must be used in conjunction with an FHA 203K mortgage to purchase a single family detached property (within the city of Coon Rapids) with at least $10,000 in repairs. Rehab or renovation work must be completed by a state licensed contractor and work completed within six months of closing. The borrower must occupy the property as their principal homesteaded residence. There are no income requirements. Buyers need not be first time homebuyers. The loan is available for all properties and not foreclosures only.
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The city of Columbia Heights down payment assistance program offers home buyers an interest free loan of up to $6,000 for those purchasing foreclosed homes (or those that have Sheriff's Sales scheduled) with a FHA 203K (Rehab) loan*.
Minnesota Geographic Information Systems/Land Information Systems (Mn. GIS/LIS) Consortium
